Usable Equity Calculator
See how much of your home equity a lender will let you use, and what it funds as the deposit on your next investment property. 70/80/90% LVR.
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Equity Recycling Modeller
Model buy, refinance, repeat: each property's growth funds the next deposit. See when purchases 2, 3, and beyond trigger over a 15-year horizon.
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Rental Yield Calculator
Calculate gross and net rental yield on any Australian investment property. Full expense breakdown, stamp duty by state, and ROI metrics.
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Cash Flow Calculator
Model rental income, expenses, and net cash flow for any investment property. See exactly what a property costs you week-to-week.
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Negative Gearing Calculator
Calculate how negative gearing reduces your tax on an investment property. See your after-tax cost, itemised deductions, and a 10-year projection.
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Upfront Cost Calculator
Estimate stamp duty, legal fees, inspections, and total cash required to settle on an investment property in any state.
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Stamp Duty Calculator
Calculate stamp duty across all Australian states for 2026-27. Bracket breakdowns, state comparison, first home buyer concessions, and price sensitivity.
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Land Tax Calculator
Compare land tax across Australian states based on your total landholdings. Understand the ongoing cost before you buy.
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Capital Gains Tax Calculator
Calculate CGT when selling an investment property, under today's 50% discount and the 1 July 2027 rules. Cost base adjustments, depreciation clawback, and full tax bracket analysis.
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Growth Projections
Project how a property portfolio could grow over 10, 20, or 30 years with compounding capital growth and rental increases.
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Pay Off Your Home Faster
See how buying an investment property can cut years off your PPOR mortgage. Compares PPOR-only vs PPOR + IP strategy over 30 years.
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Rent vs Buy Calculator
Should you rent and invest or buy a home? Compare monthly costs, equity growth, tax position, and net wealth over 5-10 years.
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Investment Structure Calculator
Compare holding investment property in your own name, a company or a family trust. Models land tax in your state, tax on rental profit, and capital gains tax under the rules starting 1 July 2027.
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Sell Before July 2027 Calculator
Compare selling your investment property before the capital gains tax rules change on 1 July 2027 against holding it. Includes rent, selling costs and the break-even growth rate.
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LMI Calculator
Estimate the lenders mortgage insurance premium on any loan from the price and deposit, and see where the pricing cliffs sit.
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Depreciation Calculator
Work out capital works at 2.5% a year and plant and equipment by effective life on an investment property, with a 10-year table and the tax saving at your rate.
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Debt Recycling Calculator
Model debt recycling on your home loan year by year, with the interest you can claim and where you end up compared with paying the loan off.
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