Property Investment
Calculators

Run the numbers before you invest. 13 free calculators covering deposit, cash flow, tax and long-term growth.

Usable Equity Calculator

See how much of your home equity a lender will let you use, and what it funds as the deposit on your next investment property. 70/80/90% LVR.

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Equity Recycling Modeller

Model buy, refinance, repeat: each property's growth funds the next deposit. See when purchases 2, 3, and beyond trigger over a 15-year horizon.

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Rental Yield Calculator

Calculate gross and net rental yield on any Australian investment property. Full expense breakdown, stamp duty by state, and ROI metrics.

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Cash Flow Calculator

Model rental income, expenses, and net cash flow for any investment property. See exactly what a property costs you week-to-week.

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Negative Gearing Calculator

Calculate how negative gearing reduces your tax on an investment property. See your after-tax cost, itemised deductions, and a 10-year projection.

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Upfront Cost Calculator

Estimate stamp duty, legal fees, inspections, and total cash required to settle on an investment property in any state.

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Stamp Duty Calculator

Calculate stamp duty across all Australian states for 2026-27. Bracket breakdowns, state comparison, first home buyer concessions, and price sensitivity.

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Land Tax Calculator

Compare land tax across Australian states based on your total landholdings. Understand the ongoing cost before you buy.

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Capital Gains Tax Calculator

Calculate CGT when selling an investment property. Includes 50% discount, cost base adjustments, depreciation clawback, and full tax bracket analysis.

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Growth Projections

Project how a property portfolio could grow over 10, 20, or 30 years with compounding capital growth and rental increases.

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Pay Off Your Home Faster

See how buying an investment property can cut years off your PPOR mortgage. Compares PPOR-only vs PPOR + IP strategy over 30 years.

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Rent vs Buy Calculator

Should you rent and invest or buy a home? Compare monthly costs, equity growth, tax position, and net wealth over 5-10 years.

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Investment Structure Calculator

Compare holding investment property in your own name, a company or a family trust. Models land tax in your state, tax on rental profit, and capital gains tax under the rules starting 1 July 2027.

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